Health

HEALTH IS WEALTH

The quantum of cover should be based on an individuals earnings & not based on any other matrix. Cost of cover is 1/10(per annum) of cost of a smart phone.

Wealth

Wealth creation is the crux in the life of bread winner, as it dictates the future course of the entire family. A sound planning leads to prosperity & financial freedom in days/months/years to follows…

Estate Planning

Estate planning is the process of executing a judicially recorded legacy inheritance process of individual/trust/family in line with governing rules of respective country.

WHY HEALTH INSURANCE

  • Increase in health care costs
  • High financial burden on poor eroding their incomes
  • Need for long term and nursing care for senior citizens because of increasing nuclear family system
  • Increasing burden of new diseases and health risks
  • Due to underfunding of government health care, preventive and primary care functions have been neglected

VARIOUS HEALTH INSURANCE PRODUCTS AVAILABLE IN INDIA

The existing health insurance schemes available in India can be broadly categorized as:
  1. Voluntary health insurance schemes or private-for-profit schemes
  2. Mandatory health insurance schemes or government run schemes (namely ESIS, CGHS)
  3. Insurance offered by NGOs/Community based health insurance
  4. Employer based schemes